0% APR Credit Cards

Use Balance Transfers to Save Money


A 0% purchase offer credit card has many similarities to the balance transfer offers. The introductory rate and period are usually 0% and 6 months in the same way as the balance transfer. Also, once the period expires the outstanding balance is subject to the standard rate on purchases. It is an important point to note that the introductory rate does not apply indefinitely on purchases made in the period, but only applies for the duration of the introductory period.

Balance Transfer Credit Cards Offers



Discover ® More ® Card

Discover ® More ® Card
Terms | More Info

Apply Today for Discover ® More ® Card

5% Cashback Bonus Program

  • 5% to 20% Cashback Bonus
    at top online retailers *
  • Up to 1% Unlimited Cashback Bonus
    on all other purchases automatically
  • Increase, even double, your rewards
    when you redeem for gift cards from our 100 Cashback Bonus partners
  • Online Account Access
  • Online Bill Payment
  • No Annual Fee
  • Instant Approval
Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: up to 12 months
Regular APR: as low as 10.99%
Credit Limit: 15,000 *
Annual Fee: $0
Credit Needed: Fair Credit


Visa Black Card

Visa Black Card
Terms | More Info

Apply Today for Visa Black Card

The Exclusive Black Card

Limited to 1% of US Residents to ensure the highest caliber of personal service
  • Limited Membership
  • 24-Hour Concierge Service
  • Exclusive Rewards Program
  • Patent Pending Carbon Graphite
  • Annual Fee $495
  • Luxury Gifts


Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 6 months
Regular APR: 13.25%
Credit Limit: $25,000 *
Annual Fee: $495
Credit Needed: Good Credit


Discover ® Open Road ® Card

Discover ® Open Road ® Card
Terms | More Info

Apply Today for Discover ® Open Road ® Card

Make Your Money Go Further
Everywhere You Go

  • 0% Intro APR for 6 Months on Purchases,
    and 12 Months on Balance Transfers
  • 5% Cashback Bonus on your first $100 in gas and auto maintenance purchases each month up to $1,200 in purchases each year
  • 5% to 20% Cashback Bonus at top retailers through exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Turn Cashback Bonus into bigger rewards every time you redeem for gift cards from 100+ brand-name partners
  • Unlimited cash rewards
  • Online Account Access
  • Online Bill Payment
  • No Annual Fee
  • Instant Approval
Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: up to 12 months
Regular APR: as low as 10.99%
Credit Limit: 15,000 *
Annual Fee: $0
Credit Needed: Fair Credit


True Earnings ® Card from Costco and American Express

True Earnings  Card from Costco and American Express
Learn More

Apply Today
Earn Cash Back with the True Earnings Card from Costco and American Express. Exclusively for Costco members from American Express.
  • Earn Cash Back:
    3% for Gasoline
    for annual gasoline purchases of up to $3,000 (1% thereafter)
    3% for Restaurants
    2% for Travel
    1% everywhere else
    including Costco
  • No Limit on the Cash Back Earned
  • True Earnings Card Serves as both:
    Your American Express Credit Card
    Your Costco Membership Card
  • No Annual Fee with Your Paid Costco Membership
  • Express Approval. Get Decision in 60 Seconds.
Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 3 months
Regular APR: 13.24%
Credit Limit: $25,000 *
Annual Fee: $0**
Credit Needed: Fair Credit


Discover ® More ® Card - American Flag

Discover ® More ® Card - American Flag
Terms | More Info

Apply Today for Discover ® More ® Card - American Flag

Make Your Money Worth More

  • 5% to 20% Cashback Bonus
    at top online retailers *
  • Up to 1% Unlimited Cashback Bonus
    on all other purchases automatically
  • Increase, even double, your rewards
    when you redeem for gift cards from our 100 Cashback Bonus partners
  • Online Account Access
  • Online Bill Payment
  • No Annual Fee
  • Instant Approval
Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: up to 12 months
Regular APR: as low as 10.99%
Credit Limit: 15,000 *
Annual Fee: $0
Credit Needed: Fair Credit


* See Credit Card Terms and Conditions for Rates, Fees, Rewards and Other Important Information.




Win The American Dream
The American Dream Card
Makes your dreams come true
Large monthly CASH jackpots
Automatic sweepstakes entries

Free Credit Score & Analysis
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Then lock your credit reports
Risk-FREE Trial

Suze Orman's FICO Kit Platinum
Best place to get FICO scores
Same scores that lenders use
From ALL 3 Credit Bureaus

Up to $2,500 Cash Loan
You Have Been Pre-Qualified
Discount on popular products
Credit monitoring service
UNSECURED credit line