Credit Cards | Search | Privacy Policy | Contact Us

Poor, Bad or No Credit OK Unsecured Credit Cards. High Limit. Low APR. No Fees.
Credit Cards for Good People with Bad Credit.

Chances are you've gotten your share of offers for bad credit credit cards. Bad credit visa cards and mastercard cards are for people with bad or no credit. You can be approved regardless of credit history. Some cards come with low introductory rates and other perks. Many of these solicitations urge you to accept "before the offer expires". Before you accept, shop around to get the best deal.

Consumer Direct FREE Credit Score & FREE Credit Analysis

Consumer Direct FREE Credit Score

Your FREE Credit Score is ready!  

Advantages of unsecured credit cards for poor, bad or no credit
Designed to people with poor, bad or no credit history.
Reports to all credit bureaus (Experian, Equifax, and TransUnion).
Periodic (as often as every month) credit limit increases.
High limit. Low APR. No fees.
No security deposit needed.

Related Credit Cards Offers
- No Employment Verification, No Credit Checks! Pre-Approved Credit Cards
- No Minimum Income, No Co-signer Required! Credit Cards for Students
- No SSN, No Bank Account Needed! Pre-Paid Credit Cards

Capital One Standard Platinum - Credit Needs Improvement

Capital One Standard Platinum
Terms | More Info

Instant Approval

Smart choice if you carry a balance short-term

If you want a card with no annual fee, this is a great choice.
  • 0% on purchases until October 2008
    After that, variable APR, currently 17.8%
  • Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: until October 2008
Regular APR: 17.8% 		Credit Limit: up to $3,000
Annual Fee: $0
Credit Needed: Poor Credit OK


Cash Yes MasterCard

Cash Yes MasterCard
Terms | More Info

Instant Approval
 Real Credit. Right Now. The Cash Yes MasterCard is the perfect unsecured credit card for those people with a less than perfect credit history or those who are new to credit.
  • Cash advance - Get cash when you need it.
  • Reports monthly to the major credit bureaus.
  • Credit limit increases available.
  • Automated payment plan - Help minimize late fees.
  • Unsecured MasterCard Accepted at millions locations.
  • $370 available credit the moment you get your card.
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $125 (one time)
Monthly Fee: $8
Regular APR: 19.75% 		Credit Limit: $675+
Annual Fee: $96
Credit Needed: Bad Credit OK


Capital One Classic Platinum - Credit Needs Improvement

Capital One Classic Platinum
Terms | More Info

Instant Approval

A competitive APR with a lower annual fee

  • 0% on purchases until October 2008
    After that, variable APR, currently 12.9%
  • Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One Saving Zone on Yahoo! Shopping
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: until October 2008
Regular APR: 12.9% 		Credit Limit: up to $3,000
Annual Fee: $19
Credit Needed: Poor Credit OK


Wal-Mart Discover Card

Wal-Mart Discover Card
Terms | More Info

Instant Approval

Whatever You Buy,
savings should be at the top of your list

Shop now and pay no interest for 12 months on purchases!
  • Special Financing for 12 months*
  • Up to $100 cash advances when you make a purchase*
  • 1% cash back on all purchases with the Wal-Mart Card
  • Save 3 cents per gallon at Wal-Mart stations
  • Accepted at Sam's Club
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 12 months
Regular APR: as low as 11.62% 		Credit Limit: up to $10,000
Annual Fee: $0
Credit Needed: Limited Credit


First PREMIER Bank Platinum MasterCard

First PREMIER Bank Platinum MasterCard
Terms | More Info

Instant Approval

Even if your credit is less than perfect

Here's Your Chance To Apply for A First PREMIER Bank Platinum Credit Card.
  • Monthly reporting to all major credit bureaus.
  • Low APR on purchases.
  • Quality Customer Service.
  • All credit types welcome to apply
  • All applications accepted!
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $29 (one time)
Monthly Fee: $7
Regular APR: 9.9% 		Credit Limit: $250+
Annual Fee: $48
Credit Needed: Bad Credit OK


Capital One No Hassle Cash Rewards - New to Credit

Capital One No Hassle Cash Rewards New to Credit
Terms | More Info

Instant Approval
 Enrich your life with 1% cash back on all purchases and a 25% annual bonus on the cash you've earned during the year.
  • 25% annual bonus on the cash you earn
  • 1% cash back on every purchase
  • No limit on cash back
    Rewards won’t expire for the life of your account
  • Redeem cash whenever you like
  • 0% APR on purchases until October 2008
    After that, variable APR, currently 14.9%
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: until October 2008
Regular APR: 14.9% 		Credit Limit: up to $3,000
Annual Fee: $29
Credit Needed: No Credit OK


Capital One No Hassle Points Rewards - New to Credit

Capital One No Hassle Points Rewards New to Credit
Terms | More Info

Instant Approval
 Get 5 points per dollar for filling up your tank, grocery shopping, and trips to the drug store! Plus, with 1 point on all other purchases, start racking up rewards for brand-name merchandise in no time!
  • 5 points per $1 at gas stations, grocery and drug stores*
  • 1 point per dollar spent on all other purchases
  • No limit on points earned
    Points don’t expire for the life of your account
  • 0% on purchases until October 2008
    After that, variable APR, currently 14.9%
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: until October 2008
Regular APR: 14.9% 		Credit Limit: up to $3,000
Annual Fee: $29
Credit Needed: No Credit OK


Purpose Money - Imagine Gold MasterCard and Tribute Gold MasterCard

Imagine Gold MasterCard
Tribute Gold MasterCard
Terms | More Info

Instant Approval

One Application. Two Chances for One Card.
All Credit Types Welcome to Apply!

  • Reports to the major credit bureaus
  • 24/7 Customer Service & Online Account Access
  • Access to Cash Advance
   Credit Card Fees, Rates, Costs and Limitations
Setup Fee: $0 - $4.95
Monthly Fee: $6 - $6.50
Regular APR: 19.5% 		Credit Limit: $300+
Annual Fee: $150
Credit Needed: Bad Credit OK


Centennial Gold MasterCard or Gold Visa

Centennial Gold MasterCard or Gold Visa
Terms | More Info

Instant Approval

Decisions in less than 60 seconds!

Less than Perfect Credit? We may be able to help! With a Low APR on Purchases, 24 hour account access by phone and access to online credit education, the time to apply for a Centennial Gold credit card is now! Applying is simple, quick and safe.
  • Reports monthly to 4 Major Credit Bureaus
  • Low APR on purchases!
  • Get the prestige of a GOLD MasterCard or GOLD Visa
  • All applications accepted!
  • All credit types welcome to apply!
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $29 (one time)
Monthly Fee: $7
Regular APR: 9.9% 		Credit Limit: $250+
Annual Fee: $48
Credit Needed: Bad Credit OK


Continental Finance Gold MasterCard®

Continental Finance Gold MasterCard
Terms | More Info

Instant Approval

If you have less than a perfect credit.
Rates as low as 9.75% APR.

  • Rates as low as 9.75% APR*
  • Unsecured MasterCard Accepted at Millions of Locations Worldwide
  • Monthly reporting to the Major Credit Bureaus
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-Annual Credit Limit Increases
  • Prestige of carrying a Gold card
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $200 (one time)
Monthly Fee: $12
Regular APR: 9.75% 		Credit Limit: $300+
Annual Fee: $25
Credit Needed: Bad Credit OK


First PREMIER Bank Gold MasterCard

First PREMIER Bank Gold MasterCard
Terms | More Info

Instant Approval
 Our GOAL is SIMPLE: to offer you a credit card if you have Less than Perfect Credit. Over 3 million customers have experienced the satisfaction of a First PREMIER Bank credit card! Apply now it’s quick and easy!
  • Quality Customer Service
  • Low APR on purchases
  • Gold Card Prestige
  • All applications accepted!
  • All credit types welcome to apply!
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $29 (one time)
Monthly Fee: $7
Regular APR: 9.9% 		Credit Limit: $250+
Annual Fee: $48
Credit Needed: Bad Credit OK


Rewards 660 Visa Card

Rewards 660 Visa Card
Terms | More Info

Instant Approval
 Put the power back in your hands. Get a Visa card that rewards you with no fee credit limit increases as often as every 3 months. Fast Online Response.
  • No Fee Credit Limit Increases*
    • $75 Increments
    • As Often as Every 3 Months
    • Automatic Grant Upon Qualification
  • Reports monthly to credit bureaus (TransUnion & Equifax)
  • FREE Online Account Access
  • FREE Online Payments
  • Fast Online Response
  • $300 Starting and $2,000 Maximum Credit Limit
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $97 (one time)
Monthly Fee: $10
Regular APR: 19.92% 		Credit Limit: up to $2,000
Annual Fee: $48
Credit Needed: Bad Credit OK


Access Visa

Access Visa
Terms | More Info

Instant Approval

Have less than perfect credit?

Apply now for the Access Visa card.
Find out if you are approved in seconds!
  • Reports To All Major Credit Bureaus
  • Quality Customer Service
  • 24 Hour Online Account Access
  • Fraud Protection
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $56 (one time)
Monthly Fee: $8
Regular APR: 19.9% 		Credit Limit: $250+
Annual Fee: $48
Credit Needed: Bad Credit OK


Continental Finance MasterCard®

Continental Finance MasterCard
Terms | More Info

Instant Approval

Get a second chance
if you have less than perfect credit.

If you have been turned down for credit recently because of your credit score, Continental Finance is here to help you with the second chance you have been waiting for.
  • Get Your Application Results in Seconds
  • Monthly reporting to the Major Credit Bureaus
  • No Minimum Monthly Income Requirements*
  • Semi-Annual Credit Limit Increases
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Unsecured MasterCard Accepted at Millions of Locations Worldwide
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $200 (one time)
Monthly Fee: $12
Regular APR: 19.9% 		Credit Limit: $300+
Annual Fee: $50
Credit Needed: Bad Credit OK


Centennial MasterCard or Visa

Centennial MasterCard or Visa
Terms | More Info

Instant Approval

Low APR! Quality Customer Service

Less than Perfect Credit? Centennial knows that recovering from difficult financial situations can be challenging. We may be able to offer you a credit card when others won’t. Applying is simple, quick and safe!
  • Low APR on purchases
  • Over 3 million credit card holders
  • Quality Customer Service
  • All applications accepted!
  • All credit types welcome to apply!
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $29 (one time)
Monthly Fee: $7
Regular APR: 9.9% 		Credit Limit: $250+
Annual Fee: $48
Credit Needed: Bad Credit OK


First PREMIER Bank MasterCard

First PREMIER Bank MasterCard
Terms | More Info

Instant Approval
 Less than Perfect Credit? Then we have the card for you! Accepted where you see the MasterCard logo. Enjoy a Low APR on purchases. Apply now do not wait!
  • Monthly reporting to 4 major credit bureaus.
  • Low APR on purchases.
  • Quality Customer Service.
  • All applications accepted!
  • All credit types welcome to apply!
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $29 (one time)
Monthly Fee: $7
Regular APR: 9.9% 		Credit Limit: $250+
Annual Fee: $48
Credit Needed: Bad Credit OK


Orchard Bank Classic MasterCards

Orchard Bank Classic MasterCard
Terms | More Info

Instant Approval

Bankruptcy? Divorce? Get a Fresh Start!

If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to establish better credit at the same time, you may be interested in the Orchard Bank Primary Cards. Over the years, millions of people have used this group of cards to build their credit history.
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $19
Monthly Fee: $0
Regular APR: 8.9% - 14.9% 		Credit Limit: $300+
Annual Fee: $79
Credit Needed: Bad Credit OK


Capital One Platinum Max - Credit Needs Improvement

Capital One Platinum Max Credit Needs Improvement
Terms | More Info

Instant Approval

Smart choice if you carry a balance long-term

If you want to put away the worry of increasing interest rates, relax with a 3-year fixed rate.
  • Fixed rate won't increase for 3 years no matter what!
  • 16.9% fixed on purchases for 3 years
  • Exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One Saving Zone on Yahoo! Shopping
  • $19 annual fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 16.9% fixed
Intro Period: 3 years
Transfer Fee: $0 		Credit Limit: up to $2,500
Annual Fee: $19
Credit Needed: Poor Credit OK



* See Credit Card Terms and Conditions for Rates, Fees, Rewards and Other Important Information.



Find Credit Card for You



McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams



Free Credit Score & Analysis
Do not stop with FREE credit score, go on fix errors and improve your credit score. Then lock your credit reports. FREE!

Most Popular Card for Poor Credit
Most popular credit card for poor or no credit. Join millions of happy cardholders. Apply now!

Wal-Mart Gas Rewards Card
Special Financing for 12 months! $100 cash advances when you make a purchase. No Annual Fee.

$3000 Credit Card for Bad Credit
Bad Credit Accepted! Reports to Major Credit Bureaus. No Security Deposit. No Annual Fee!

Credit Card for Very Bad Credit
Great credit card to strengthen your credit. Great customer service. Credit limit increases.

$370 Cash Upon Card Approval
$675+ credit limit. Unsecured credit card. Get a second chance if you have less than a perfect credit.

Instant Approval Credit Cards for Bad Credit - Access Visa

Sponsored By
Mastercard SecureCode Credit.Com Verified by Visa