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Best Small Busines Credit Cards Offers Small Business Credit Cards.
Cash Back, Travel Rewards or Balance Transfer.

What defines business credit cards? They usually come with a relatively low APR. A standard business credit card usually comes with an introductory period of 0% APR as well. These cards can be used to better balance your business expenses with most cards offering a quarterly and annual balance summary. Some cards also offer rewards that would directly help a business.

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Business Credit Cards for Good, Limited or No Credit



Capital One Business Platinum Visa

Capital One Business Platinum Visa
Terms | More Info

Instant Approval
Enjoy a business card designed for new business owners or those that want to build their credit history. This card offers a low 0% introductory APR and a competitive rate after that.
  • 0% APR on purchases until June 2009
  • Free employee cards with spending limits you set
  • Free year-end summary
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: until June 2009
Regular APR: as low as 9.99%(v)
Credit Limit: up to $7,000
Annual Fee: $0
Credit Needed: Limited Credit


Advanta Platinum Business Credit Card with Rewards

Advanta Platinum Business Credit Card with Rewards
Terms | More Info

Instant Approval

No Tax ID Required for Application!

My Card, My Way! The Advanta Platinum with Rewards Card is just that: a card with a 0% Intro APR and a variety of rewards options for you to choose from based on what's best for your business (Cash Back or Travel Rewards).
  • 0% APR for 15 Months on Balance Transfers
    7.99% Fixed APR thereafter
  • 7.99% Variable APR on Purchases
  • Choice of 5% Cash Back or Travel Rewards
  • $0 Fraud Liability
  • Personalized card
    your company name on the top of the card
  • Get employee cards with no fee
    and set spending limits per user
  • No Annual Fee and No Limit on Earnings
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 15 months
Regular APR: as low as 7.99%
Credit Limit: up to $50,000
Annual Fee: $0
Credit Needed: No Credit OK


Advanta Life of Balance Platinum Credit Card

Advanta Life of Balance Platinum Credit Card
Terms | More Info

Instant Approval

6% Cash Back!

Get the business credit card recommended for small businesses by SmartMoney.
  • 2.99% Fixed APR for Life
    on balances transferred within 3 months
  • Choice of 6% Cash Back or Travel Rewards
  • No Annual Fee and No Limit on Earnings
  • $0 Fraud Liability
  • Get employee cards with no fee
    and set spending limits per user
  • Personalized card
    your company name on the top of the card
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 2.99%
Intro Period: for Life on BT
Regular APR: as low as 9.99%
Credit Limit: up to $50,000
Annual Fee: $0
Credit Needed: Fair Credit


SimplyCash Business Card from American Express

American Express SimplyCash Business Card
Terms | More Info

Instant Approval

No limit to the cash back you can earn!
It is automatic every month.

  • Earn 5% cash back on
    automobile, gas, office supplies, and wireless services
  • Earn 1% cash back on all other purchases
  • Cash back is automatically credited each month
  • Save 3-25% on business purchases
    at companies like FedEx, Delta, Hertz, and more
  • No Annual Fee for additional cards
  • 0% intro APR for 12 months
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: up to 12 months
Regular APR: as low as 5.25%
Credit Limit: $5000+
Annual Fee: $0
Credit Needed: Fair Credit


Blue for Business from American Express

Blue for Business from American Express
Terms | More Info

Instant Approval
Blue for Business from American Express has no annual fee, 0% Intro APR for Purchases for 15 months, and gives the option to enroll in Fee-Free Rewards Program.
  • No annual fee
  • 0% Intro APR for Purchases for up to 15 months
  • Option to enroll in Fee-Free Rewards Program
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: up to 15 months
Regular APR: as low as 8.24%
Credit Limit: $5000+
Annual Fee: $0
Credit Needed: Fair Credit


Platinum Business Credit Card from American Express

Platinum Business Credit Card from American Express
Terms | More Info

Instant Approval
Platinum Business Credit Card from American Express
No Annual Fee - 0% Intro APR - Pay Over Time.
Apply Now and get a decision in 60 seconds!
  • Option to enroll in the Membership Rewards Express Program fee-free
  • There's no limit to the number of points you can earn
  • Save 3-25% on business purchases at companies like FedEx, Delta, Hertz, and more
  • 0% APR for the first 12 months
  • No annual fee and fee-free Additional Cards
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: up to 12 months
Regular APR: as low as 8.24%
Credit Limit: $5000+
Annual Fee: $0
Credit Needed: Fair Credit


Blue Cash for Business Credit Card

Blue Cash for Business Credit Card
Terms | More Info

Instant Approval
Blue Cash for Business offers up to 5% cash back, no annual fee and 0% introductory APR
  • Up to 5% Cash Back on virtually all purchases
  • There's no limit on the cash back you can earn
  • Earn cash rewards on purchases made by Additional Cardholders
  • 0% Intro APR for 6 months
  • No annual fee
  • Option to pay over time or pay in full
  • Save 3-25% on business purchases at companies like FedEx, Delta, Hertz, and more
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 6 months
Regular APR: as low as 8.24%
Credit Limit: $5000+
Annual Fee: $0
Credit Needed: Fair Credit


Chase Platinum Visa Business Card

Chase Platinum Visa Business Card
Terms | More Info

If you regularly charge business expenses to your personal credit card, free up your personal credit with the Chase Visa Platinum Business Card and tap into a new source of purchasing power.
    Instant Approval
  • 0% APR on purchases and BT for up to 12 months*
  • Balance Transfer Savings
  • Valuable Cardmember Services
  • Up to $35,000 credit for your business
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 12 months
Regular APR: as low as 8.99%
Credit Limit: up to $35,000
Annual Fee: $0
Credit Needed: Fair Credit


Capital One Visa Business Platinum with No Hassle Miles

Capital One Visa Business Platinum with No Hassle Miles
Terms | More Info

Instant Approval
Earn 1 mile per dollar spent with the No Hassle Miles Card from Capital One. Enjoy flexible redemption options such as travel, cash back, merchandise and more. No limit to the miles you can earn and miles won't expire for the life of your account.
  • 0% APR on purchases until June 2009
  • 1 mile per dollar spent on purchases
  • Redeem miles for cash back, gift cards, flights and more
  • No Annual Fee
  • Free employee cards with individual spending limits you set
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: until June 2009
Regular APR: as low as 9.99%(v)
Credit Limit: up to $20,000
Annual Fee: $0
Credit Needed: Fair Credit


Platinum Business FreedomPass Credit Card from American Express

Platinum Business FreedomPass Credit Card from American Express
Terms | More Info

Instant Approval
Get a decision in less than 60 seconds with our easy, 1-page online application.
  • 5,000 point welcome bonus with first purchase
  • Earn 1 point for virtually every dollar you spend
  • Redeem for savings on any flight, hotel, car rental or cruise
  • No blackout dates and no travel restricstions
  • 0% Introductory APR on purchases for the first 12 months
  • No annual fee and the option to pay over time or pay in full
  • Fee-free Additional Cards
  • Save 3-25% on business purchases at companies like FedEx, Delta, Hertz, and more
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: up to 12 months
Regular APR: as low as 9.24%
Credit Limit: $5000+
Annual Fee: $0
Credit Needed: Fair Credit


Chase Business Rebate Card

Chase Business Rebate Card
Terms | More Info

The Chase Business Rebate Card lets you earn a full 3% back on business purchases, up to a $35,000 credit line for your business, and no annual fee.
    Instant Approval
  • 3% Cash Back for purchases at restaurants, gas stations, office supply, building supply, hardware and home improvement stores
  • 1% Cash Back on all other purchases
  • 0% APR for 12 months on purchases and BT*
  • $35,000 credit limit for your business
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: up to 12 months
Regular APR: as low as 10.99%
Credit Limit: up to $35,000
Annual Fee: $0
Credit Needed: Fair Credit


Chase Business Cash Rewards Card

Chase Business Cash Rewards Card
Terms | More Info

Apply Now
The Chase Business Cash Rewards Card turns everyday business purchases into cash back every time you use it.
    Instant Approval
  • Earn 5% cash back with unlimited rewards potential.
  • 0% APR on purchases and BT for 12 months*
  • No merchant or category spending restrictions,
    earn points by shopping wherever you want, for whatever you want.
  • Receive additional cards your employees can use
  • Receive quarterly management reports
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: up to 12 months
Regular APR: as low as 10.99%
Credit Limit: up to $35,000
Annual Fee: $0
Credit Needed: Fair Credit


Advanta Platinum Business Credit Card

Advanta Platinum Business Credit Card
Terms | More Info

Instant Approval

Up to $50,000 Credit Line!

Put your business name where it counts. With the Advanta Platinum Business MasterCard you receive a 0% Intro APR on balance transfers, up to $50,000 credit limit and no fees. You also receive a customized card with your business name plus all the advantages of online account management, as well as, worldwide acceptance of MasterCard.
  • 0% Intro APR on BT and Purchases for 12 months
    11.99% variable APR thereafter
  • Up to $50,000 Credit Line
  • No Annual Fee
  • $0 Fraud Liability
  • Get employee cards with no fee
    and set spending limits per user
  • Personalized card
    your company name on the top of the card
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 12 months
Regular APR: as low as 11.99%
Credit Limit: up to $50,000
Annual Fee: $0
Credit Needed: Fair Credit


Discover Business Miles Card

Discover Miles Business Card
Terms | More Info

Instant Approval
Sign up for a Discover Business Miles Card today and enjoy a 0% Introductory APR for 12 months. Earn Double Miles on travel and gas. Plus, get 12,000 Bonus Miles.
  • 12,000 Bonus Miles*
  • Earn Double Miles on travel and gas*
  • 0% Intro APR* on Purchases and Balance Transfers
  • No restrictions on travel
    book any airline, any date, any seat
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 12 months
Regular APR: as low as 13.74%
Credit Limit: $5,000+
Annual Fee: $0
Credit Needed: Fair Credit


Discover Business Card

Discover Business Card
Terms | More Info

Instant Approval
No other card rewards you like the Discover Business Card. Enjoy a 0% Introductory APR on Balance Transfers and Card Purchases for 12 months and earn 5% Cashback Bonus on office supplies, 2% Cashback Bonus on gas and up to 1% Cashback Bonus on all other purchases. Plus, pay no annual fee and add free employee cards with customizable limits and monthly reporting on their spending.
  • 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
  • 5% Cashback Bonus on office supplies, 2% on gas, up to 1% on all other purchases
  • Fee-free Purchasechecks that earn Cashback Bonus. to pay merchants who don't accept credit cards
  • Free employee cards with customizable limits and monthly reporting on their spending
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 12 months
Regular APR: as low as 13.74%
Credit Limit: $5,000+
Annual Fee: $0
Credit Needed: Fair Credit


Capital One Visa Business Platinum with No Hassle Cash

Capital One Visa Business Platinum with No Hassle Cash
Terms | More Info

Instant Approval
Enjoy the flexibility and convenience of cash rewards with No Hassle Cash. You'll receive 1% cash back for each dollar you spend on purchasesplus, a 25% bonus on your annual cash back earnings.
  • 0% APR on purchases until June 2009
  • No annual fee
  • 1% cash back on all purchases with no category limits and no restrictions
  • A 25% bonus each year on cash you earned the previous year
  • Free employee cards with individual spending limits
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: until June 2009
Regular APR: as low as 14.99%(v)
Credit Limit: up to $20,000
Annual Fee: $0
Credit Needed: Fair Credit


Capital One Visa Business Platinum with Preferred No Hassle Miles

Capital One Visa Business Platinum with Preferred No Hassle Miles
Terms | More Info

Instant Approval

Earn double miles at hotels, restaurants and more. Great for business travelers.

  • 0% APR on purchases until June 2009
  • Double miles on travel and entertainment purchases and one mile per $1 on all other purchases.
  • Redeem miles for cash back, gift cards, flights and more
  • No Annual Fee
  • Free employee cards with individual spending limits you set
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: until June 2009
Regular APR: as low as 14.99%(v)
Credit Limit: up to $20,000
Annual Fee: $0
Credit Needed: Fair Credit


Capital One Visa Business Platinum with Double No Hassle Miles

Capital One Visa Business Platinum with Double No Hassle Miles
Terms | More Info

Instant Approval
Earn 2 miles per dollar spent with the Double No Hassle Miles Card from Capital One. Enjoy flexible redemption options such as travel, cash back, merchandise and more. No limit to the miles you can earn and miles won't expire for the life of your account.
  • 2 miles per dollar spent on purchases
  • Redeem miles for cash back, gift cards, flights and more
  • Fly on any airline with no blackout dates or seat restrictions
  • No Annual Fee
  • Free employee cards with individual spending limits you set
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: N/A
Intro Period:N/A
Regular APR: as low as 17.99%(v)
Credit Limit: up to $20,000
Annual Fee: $0 first year
Credit Needed: Fair Credit


TrueEarnings Business Card from Costco and American Express

TrueEarnings Business Card from Costco and American Express
Terms | More Info

Instant Approval

Rebates on the following:

  • 5% for Buying Gas.
  • 3% for Dining Out.
  • 2% for travel purchases from airline, lodging, car rental, cruise line, travel agency and tour operator merchants.
  • 1% on all other purchases.
  • Rebates are awarded annually
    in the form of an in-store coupon.
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 3 months
Regular APR: as low as 15.24%
Credit Limit: $5000+
Annual Fee: $0*
Credit Needed: Fair Credit


Starwood Preferred Guest Business Credit Card

Starwood Preferred Guest Business Credit Card from American Express
Terms | More Info

Instant Approval

Best Travel Rewards Business Card

Earn 10,000 Starpoints with your first purchase and 1 Starpoint for every dollar spent on the card. Transfer points to over 30 frequent flyer programs and save 3-25% on business purchases.
  • Earn 10,000 Starpoints with your first purchase that's good for up to three free nights!*
  • Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
  • Redeem at over 825 participating Starwood hotels
  • Transfer Starpoints to over 30 frequent flyer programs
  • Save 3-25% on business purchases at companies like FedEx, Delta, Hertz, and more.
  • No annual fee for the first year - a savings of $45
  • Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 2.9%
Intro Period: 6 months
Regular APR: as low as 15.24%
Credit Limit: $5000+
Annual Fee: $0 first year
Credit Needed: Fair Credit


Gold Delta SkyMiles Business Credit Card

Gold Delta SkyMiles Business Credit Card
Terms | More Info

Instant Approval

15,000 Bonus Miles with Delta Business Card

Always Double Miles! Apply now for the Gold Delta SkyMiles Business Credit Card from American Express, and get a decision in 60 seconds!
  • Earn up to 30,000 bonus miles
  • 15,000 bonus miles after your first purchase*
  • Save 5% on all Delta flights purchased directly from Delta with the Card
  • Unlimited fee-free Additional Cards
  • Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles Business Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
  • Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 9.99%
Intro Period: for Life of BT
Regular APR: as low as 15.24%
Credit Limit: $5000+
Annual Fee: $0 first year
Credit Needed: Fair Credit


jetBlue Business Credit Card from American Express

JetBlue Business Credit Card from American Express
Terms | More Info

Instant Approval
JetBlue Business Card from American Express is ideal for frequent travelers who are looking for ways to turn both their airfare and everyday purchases into future discounts on trips with JetBlue.
  • 50 TrueBlue points, worth 1/2 of a free flight, after your first purchase*
  • Earn 1 Award Dollar for virtually every dollar you spend
  • Earn double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
  • Save 3-25% on business purchases at companies like FedEx, Hertz, and more
  • Your TrueBlue points don't expire when you use your Card
  • Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 3.99%
Intro Period: 6 months
Regular APR: as low as 15.24%
Credit Limit: $5000+
Annual Fee: $40
Credit Needed: Fair Credit


Business Gold Rewards Card from OPEN

Business Gold Rewards Card from OPEN
Terms | More Info

Instant Approval
Earn up to 40,000 bonus points in One Year with the Business Gold Rewards Card from American Express
  • Business ownership has become more rewarding
  • Earn up to 40,000 bonus points in one year - enough for one domestic round-trip airline ticket plus other business supplies
  • Points have no expiration date
  • No limit to the number of Membership Rewards points you can earn
  • No annual fee for the first year - a savings of $125
  • No pre-set spending limit* and no finance charges
  • Save 3-25% on business purchases at companies like FedEX, Delta, Hertz, and more
  • Automatic Complimentary enrollment in the Membership Rewards program
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: N/A
Intro Period: N/A
Regular APR: 0%
Credit Limit: No pre-set limit
Annual Fee: $0 first year
Credit Needed: Fair Credit


Business Green Rewards Card from OPEN

Business Green Rewards Card from OPEN
Terms | More Info

Instant Approval
  • Receive 5,000 bonus points on your first purchase
  • No pre-set spending limit* or finance charges
  • Earn One Membership Rewards point for virtually every dollar you spend with no limits and no expiration dates
  • Save 3-25% on business purchases at companies like FedEx, Delta, Hertz, and more
  • Redeem points for top-tier rewards including travel, merchanidse, office equipment, and gift cards for you or your employees
  • No annual fee for the first year - a savings of $95
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: N/A
Intro Period: N/A
Regular APR: 0%
Credit Limit: No pre-set limit
Annual Fee: $0 first year
Credit Needed: Fair Credit



* See Credit Card Terms and Conditions for Rates, Fees, Rewards and Other Important Information.



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