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Best Cash Back Credit Cards Offers Cash Back Credit Cards.
Get Cash Back for Every Purchase.

A cash back credit card gives annual rebates or gives back money to the card holder based on how much have been purchased with it. This type of credit card is suitable for those who rarely use cash in their transactions. The rebate is computed as a percentage of the total amount charged to the credit card in a year. Usually, rebates are between 1-3%. Some can even go as high as 6%.

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Popular Cash Back Credit Cards for Poor or No Credit



Capital One No Hassle Cash Rewards - New to Credit

Capital One No Hassle Cash Rewards New to Credit
Terms | More Info

Instant Approval
Enrich your life with 1% cash back on all purchases and a 25% annual bonus on the cash you've earned during the year.
  • 25% annual bonus on the cash you earn
  • 1% cash back on every purchase
  • No limit on cash back
    Rewards won’t expire for the life of your account
  • Redeem cash whenever you like
  • 0% APR on purchases until October 2008
    After that, variable APR, currently 14.9%
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: until October 2008
Regular APR: 14.9%
Credit Limit: up to $3,000
Annual Fee: $29
Credit Needed: No Credit OK


Popular Cash Back Credit Cards for Fair and Good Credit



Wal-Mart Discover Card

Wal-Mart Discover Card
Terms | More Info

Instant Approval

Whatever You Buy,
savings should be at the top of your list

Shop now and pay no interest for 12 months on purchases!
  • Special Financing for 12 months*
  • Up to $100 cash advances when you make a purchase*
  • 1% cash back on all purchases with the Wal-Mart Card
  • Save 3 cents per gallon at Wal-Mart stations
  • Accepted at Sam's Club
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 12 months
Regular APR: as low as 11.62%
Credit Limit: up to $10,000
Annual Fee: $0
Credit Needed: Limited Credit


Blue Cash from American Express

Blue Cash  from American Express
Terms | More Info

Instant Approval

Earn up to 5% cash back
with Blue Cash from American Express

  • Up to 5% Cash Back with Unlimited Cash Rewards
  • No Annual FeeEarn unlimited cash back
  • No Annual Fee0% Intro APR for 6 months on purchases
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • Express Approval. Get a decision in less than 60 seconds.
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 6 months
Regular APR: as low as 10.24%
Credit Limit: up to $25,000
Annual Fee: $0
Credit Needed: Fair Credit


Discover Motiva Card

Discover Motiva Card
Terms | More Info

Instant Approval

Get Paid for Paying On-Time

  • Cash Rewards for your good credit management!*
  • Pay-On-Time Bonus equal to a full month’s interest
  • 5% to 20% Cashback Bonus at top online retailers
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
  • No Annual Fee
  • Free payment by phone
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 3.9%
Intro Period: up to 12 months
Regular APR: as low as 10.74%
Credit Limit: up to $15,000
Annual Fee: $0
Credit Needed: Good Credit


Bank of America Cash Rewards Platinum Plus MasterCard Credit Card

Bank of America Cash Rewards Credit Card
Terms | More Info

Instant Approval
  • For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back with no limit to how much cash back you can earn.*
  • Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.
  • Absolute fraud protection against unauthorized use, online and offline.
  • No annual fee
  • Card issued by FIA Card Services, N.A.
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 12 months
Regular APR: as low as 9.99%
Credit Limit: up to $25,000
Annual Fee: $0
Credit Needed: Fair Credit


Chase PerfectCard MasterCard

Chase PerfectCard MasterCard
Terms | More Info

Supercharge your Gas Card!

Earn rewards wherever the road takes you with the Chase PerfectCard. Rebates are automatically credited toward future purchases made on your card.
    Instant Approval
  • 6% rebates on ALL gas purchases at ANY gas station
    for the first 90 days
  • 3% rebates on ALL gas purchases at ANY gas station
    after the first 90 days
  • 1% rebates on ALL other purchases
  • 0% Intro APR for up to 6 months*
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 6 months
Regular APR: as low as 10.99%
Credit Limit: up to $15,000
Annual Fee: $0
Credit Needed: Fair Credit


Chase Free Cash Rewards Platinum Visa Card

Chase Free Cash Rewards Visa Card
Terms | More Info

Apply Now
The Chase Free Cash Rewards Visa Card gives you the extraordinary benefit of earning points for every purchase and the power to choose your rewards. Redeem your points for great rewards including cash and gift certificates. The only hard decision will be how to spend your rewards!
    Instant Approval
  • Earn 1 point for every $1 in card purchases
  • Intro 0% Fixed APR for up to 12 months*
  • Get your rewards with as few as 2500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: up to 12 months
Regular APR: as low as 10.99%
Credit Limit: up to $15,000
Annual Fee: $0
Credit Needed: Fair Credit


Money Return Visa Platinum

Money Return Visa Platinum
Terms | More Info

Instant Approval
  • Get back 10% of your yearly interest charges
  • 0% APR on BT and cash advance checks for 6 months
  • Online Banking Service
  • Total Security Protection
  • Mini Card available
  • Card issued by FIA Card Services, NA.
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 6 months
Regular APR: as low as 11.24%
Credit Limit: up to $25,000
Annual Fee: $19
Credit Needed: Fair Credit


Financial Rewards Visa Platinum Plus

Financial Rewards Visa Platinum Plus
Terms | More Info

Instant Approval
  • 0% Intro APR*
  • Get cash back on net retail purchases
    as much as $600 per year
  • Online Banking service*
  • Total Security Protection
  • No annual fee
  • Card issued by FIA Card Services, NA.
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 6 months
Regular APR: as low as 11.24%
Credit Limit: up to $25,000
Annual Fee: $0
Credit Needed: Fair Credit


Efectiva Visa

Efectiva Visa
Terms | More Info

Instant Approval

Earn points for cash back

  • 0% Intro APR on purchases, BT, and cash advance checks for 6 months
  • Earn 5 bonus points with your first purchase
  • Bilingual communications and services
    English or Spanish
  • No Annual Fee
  • Card issued by FIA Card Services, NA.
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 6 months
Regular APR: as low as 11.24%
Credit Limit: up to $25,000
Annual Fee: $0
Credit Needed: Fair Credit


Discover Open Road Card

Discover Open Road Card
Terms | More Info

Instant Approval

Boost Your Gas Mileage!
Perfect Credit Card for People
Spending Lots of Money on Gas.

  • Save at the pump and everywhere else*
  • 5% Cashback Bonus on gas and auto maintenance
  • 5% to 20% Cashback Bonus at top online retailers*
  • 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Online Account Access
  • No Annual Fee
  • 0% Intro APR
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: up to 12 months
Regular APR: as low as 10.74%
Credit Limit: up to $15,000
Annual Fee: $0
Credit Needed: Fair Credit


One from American Express

One from American Express
Terms | More Info

Instant Approval
The American Express One Card offers an altogether different way to save for your future. Your Card comes linked to a competitive FDIC-insured High-Yield Savings Account. And with the Savings Accelerator Plan, a full 1% of virtually all your eligible purchases will be deposited into this Savings Account at American Express Bank, FSB. It's automatically set up for you when you activate your Card.
  • The Savings Accelerator Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings account in your name
  • Earn a competitive Annual Percentage Yield (APY)
  • Get $50 to jump start your savings after your first purchase
  • No Annual Fee for the first year that's a $35 savings
  • No Preset Spending Limit
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: N/A
Intro Period: N/A
Regular APR: as low as 11.24%
Credit Limit: No Pre-Set Limit
Annual Fee: $0 (first year)
Credit Needed: Fair Credit


Discover More Card

Discover More Card
Discover More American Flag Card
Terms | More Info

Instant Approval

Get It All

  • 5% Cashback Bonus in categories that change four times a year like travel, apparel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
  • 0% Intro APR*
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: up to 12 months
Regular APR: as low as 10.74%
Credit Limit: up to $15,000
Annual Fee: $0
Credit Needed: Good Credit


Chase Freedom Credit Card

Chase Freedom Credit Card
Terms | More Info

Choose Points. Choose Cash Back.

Card that gives you triple rewards where you spend the most.
    Instant Approval
  • Receive $50 after you make your first purchase
  • 3% Cashback in top 3 everyday spending categories
  • 1% Cashback for every $1 in all other categories
  • Freedom to Switch!
  • More Categories!
  • More Cash!
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: N/A
Intro Period: N/A
Regular APR: as low as 14.99%
Credit Limit: up to $15,000
Annual Fee: $0
Credit Needed: Fair Credit


TrueEarnings Card from Costco and American Express

TrueEarnings Card from Costco and American Express
Terms | More Info

Instant Approval
  • Earn Cash Back
  • 3% for gasoline,
  • 3% for restaurants,
  • 2% for travel,
  • 1% everywhere else, including Costco.
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
  • The flexibility to pay charges over time.
  • No Limit on the Cash Back earned.
  • No Annual Fee with your paid Costco Membership.
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 3 months
Regular APR: 15.24%
Credit Limit: $5000+
Annual Fee: $0*
Credit Needed: Fair Credit



* See Credit Card Terms and Conditions for Rates, Fees, Rewards and Other Important Information.



Are rebates always in the form of cash?
Strictly speaking, cash rebates should be in the form of cash. But now that card companies are diversifying, rebates may now come in the form of gift certificates and discount coupons. This somehow blurs the line between and among the different types of credit cards. Some cash back credit cards offer upgrading of membership status which allow their members to more discounts and gifts during anniversaries and holidays like Christmas and birthdays. Moreover, some credit card companies also have partnerships with other consumer products that entitle their members to added product discounts in future purchases.



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Most Popular Card for Poor Credit
Most popular credit card for poor or no credit. Join millions of happy cardholders. Apply now!

Wal-Mart Gas Rewards Card
Special Financing for 12 months! $100 cash advances when you make a purchase. No Annual Fee.

$3000 Credit Card for Bad Credit
Bad Credit Accepted! Reports to Major Credit Bureaus. No Security Deposit. No Annual Fee!

Credit Card for Very Bad Credit
Great credit card to strengthen your credit. Great customer service. Credit limit increases.

$370 Cash Upon Card Approval
$675+ credit limit. Unsecured credit card. Get a second chance if you have less than a perfect credit.

Instant Approval Cash Back Credit Cards - Centennial Gold MasterCard or Gold Visa
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