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First PREMIER Bank is different from the pack of financial institutions that currently exist in today's banking world. Located in South Dakota, but not limited by its borders, it views itself as not merely a successful community banking organization, but a thriving entity that continues to experience explosive growth due to some very different thinking from its great people. First PREMIER Bank is one of the nation's leading credit card issuers specializing in MasterCard and Visa credit cards for those with less than perfect credit. The First PREMIER Bank credit cards are especially designed for people who have had difficulties being approved for a credit card.

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First Premier Bank Second Chance Credit Cards



First PREMIER Bank Platinum MasterCard

First PREMIER Bank Platinum MasterCard
Terms | More Info

Instant Approval

Even if your credit is less than perfect

Here's Your Chance To Apply for A First PREMIER Bank Platinum Credit Card.
  • Monthly reporting to all major credit bureaus.
  • Low APR on purchases.
  • Quality Customer Service.
  • All credit types welcome to apply
  • All applications accepted!
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $29 (one time)
Monthly Fee: $7
Regular APR: 9.9% 		Credit Limit: $250+
Annual Fee: $48
Credit Needed: Bad Credit OK


Centennial Gold MasterCard or Gold Visa

Centennial Gold MasterCard or Gold Visa
Terms | More Info

Instant Approval

Decisions in less than 60 seconds!

Less than Perfect Credit? We may be able to help! With a Low APR on Purchases, 24 hour account access by phone and access to online credit education, the time to apply for a Centennial Gold credit card is now! Applying is simple, quick and safe.
  • Reports monthly to 4 Major Credit Bureaus
  • Low APR on purchases!
  • Get the prestige of a GOLD MasterCard or GOLD Visa
  • All applications accepted!
  • All credit types welcome to apply!
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $29 (one time)
Monthly Fee: $7
Regular APR: 9.9% 		Credit Limit: $250+
Annual Fee: $48
Credit Needed: Bad Credit OK


First PREMIER Bank Gold MasterCard

First PREMIER Bank Gold MasterCard
Terms | More Info

Instant Approval
 Our GOAL is SIMPLE: to offer you a credit card if you have Less than Perfect Credit. Over 3 million customers have experienced the satisfaction of a First PREMIER Bank credit card! Apply now it’s quick and easy!
  • Quality Customer Service
  • Low APR on purchases
  • Gold Card Prestige
  • All applications accepted!
  • All credit types welcome to apply!
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $29 (one time)
Monthly Fee: $7
Regular APR: 9.9% 		Credit Limit: $250+
Annual Fee: $48
Credit Needed: Bad Credit OK


Centennial MasterCard or Visa

Centennial MasterCard or Visa
Terms | More Info

Instant Approval

Low APR! Quality Customer Service

Less than Perfect Credit? Centennial knows that recovering from difficult financial situations can be challenging. We may be able to offer you a credit card when others won’t. Applying is simple, quick and safe!
  • Low APR on purchases
  • Over 3 million credit card holders
  • Quality Customer Service
  • All applications accepted!
  • All credit types welcome to apply!
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $29 (one time)
Monthly Fee: $7
Regular APR: 9.9% 		Credit Limit: $250+
Annual Fee: $48
Credit Needed: Bad Credit OK


First PREMIER Bank MasterCard

First PREMIER Bank MasterCard
Terms | More Info

Instant Approval
 Less than Perfect Credit? Then we have the card for you! Accepted where you see the MasterCard logo. Enjoy a Low APR on purchases. Apply now do not wait!
  • Monthly reporting to 4 major credit bureaus.
  • Low APR on purchases.
  • Quality Customer Service.
  • All applications accepted!
  • All credit types welcome to apply!
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $29 (one time)
Monthly Fee: $7
Regular APR: 9.9% 		Credit Limit: $250+
Annual Fee: $48
Credit Needed: Bad Credit OK


Centennial Secured MasterCard

Centennial Secured MasterCard
Terms | More Info

All journeys no matter how long, begin with a first step. Centennial knows that getting credit can be challenging. Start your journey with a secured Centennial MasterCard. Applying is simple, quick and safe.
    Instant Approval
  • Reports Monthly to 4 Major Credit Bureaus
  • 24 Hour Account Access by Phone
   Credit Card Fees, Rates, Costs and Limitations
  Additional Card: $20
Monthly Fee: $0
Regular APR: 19.9% 		Credit Limit: $200 - $5,000
Annual Fee: $69
Credit Needed: Any Credit OK


First PREMIER Bank Secured MasterCard

First PREMIER Bank Secured MasterCard
Terms | More Info

Join more than 3 million cardholders

Apply now for a credit card for those with less than perfect credit. Join the more than 3 million cardholders who have experienced the satisfaction of a First PREMIER Bank credit card. Apply now, it is quick and easy.
    Instant Approval
  • A Credit Card for Those With Less Than Perfect Credit
  • Monthly reporting to 4 major credit bureaus
  • Quality Customer Service
   Credit Card Fees, Rates, Costs and Limitations
  Additional Card: $20
Monthly Fee: $0
Regular APR: 19.9% 		Credit Limit: $200 - 5,000
Annual Fee: $69
Credit Needed: Any Credit OK



* See Credit Card Terms and Conditions for Rates, Fees, Rewards and Other Important Information.



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Low APR Card for Bad Credit
9.9% APR! Unsecured credit card for bad credit. All applications accepted!

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First Premier Bank Credit Cards - Centennial MasterCard or Visa


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