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Best Instant Approval Credit Cards Offers Instant Approval Credit Cards.
Apply Online for 60 sec Decision.

We live in an age where many decisions must be made quickly. Credit card providers know this and have responded by setting up ways for consumers to apply for an instant approval credit cards through a secured web site and receive their approval usually within one minute's time! How do they do this? By quickly accessing your credit report and FICO score and making an instant determination as to whether you are worth the risk to them. If they see you as a worthy customer, you will receive instant approval. In fact, the whole process is computerized as your computer contacts their computer which then contact's the credit bureau's computer to obtain your credit information.

Consumer Direct FREE Credit Score & FREE Credit Analysis

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Popular Instant Approval Credit Cards for Fair and Good Credit



Chase BP Visa Rewards Card

Chase BP Visa Rewards Card
Terms | More Info

Best Gasoline Credit Card
according to Kiplinger's Personal Finance

    Instant Approval
  • 0% APR for 6 months for balance transfer
  • 10% rebates on all BP purchases*
  • 4% rebates on all travel and dining purchases*
  • 2% rebates on all other purchases*
  • Redeem every $25 rebates for: CASH, gift card
    or donation to the conservation fund
  • No Limit on Rebates
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 6 months
Regular APR: as low as 13.99%
Credit Limit: up to $15,000
Annual Fee: $0
Credit Needed: Fair Credit


Wal-Mart Discover Card

Wal-Mart Discover Card
Terms | More Info

Instant Approval

Whatever You Buy,
savings should be at the top of your list

Shop now and pay no interest for 12 months on purchases!
  • Special Financing for 12 months*
  • Up to $100 cash advances when you make a purchase*
  • 1% cash back on all purchases with the Wal-Mart Card
  • Save 3 cents per gallon at Wal-Mart stations
  • Accepted at Sam's Club
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 12 months
Regular APR: as low as 11.62%
Credit Limit: up to $10,000
Annual Fee: $0
Credit Needed: Limited Credit


Capital One Platinum Max - Credit Needs Improvement

Capital One Platinum Max Credit Needs Improvement
Terms | More Info

Instant Approval

Smart choice if you carry a balance long-term

If you want to put away the worry of increasing interest rates, relax with a 3-year fixed rate.
  • Fixed rate won't increase for 3 years no matter what!
  • 16.9% fixed on purchases for 3 years
  • Exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One Saving Zone on Yahoo! Shopping
  • $19 annual fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 16.9% fixed
Intro Period: 3 years
Transfer Fee: $0
Credit Limit: up to $2,500
Annual Fee: $19
Credit Needed: Poor Credit OK


Chase Platinum MasterCard

Chase Platinum MasterCard Card
Terms | More Info

Apply Now
Great Rates. Full Platinum Privileges. Apply Now for the Chase Platinum MasterCard Card with no annual fee. Consolidate your high interest credit card bills and save with great low rates. Transfer the balances from your higher interest rate accounts to your new Chase Platinum MasterCard Card and save money while receiving the Platinum privileges you deserve.
    Instant Approval
  • 0% Intro APR for up to 12 months*
  • No Annual Fee
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: up to 12 months
Regular APR: as low as 10.99%
Credit Limit: up to $15,000
Annual Fee: $0
Credit Needed: Fair Credit


Chase PerfectCard MasterCard

Chase PerfectCard MasterCard
Terms | More Info

Supercharge your Gas Card!

Earn rewards wherever the road takes you with the Chase PerfectCard. Rebates are automatically credited toward future purchases made on your card.
    Instant Approval
  • 6% rebates on ALL gas purchases at ANY gas station
    for the first 90 days
  • 3% rebates on ALL gas purchases at ANY gas station
    after the first 90 days
  • 1% rebates on ALL other purchases
  • 0% Intro APR for up to 6 months*
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 6 months
Regular APR: as low as 10.99%
Credit Limit: up to $15,000
Annual Fee: $0
Credit Needed: Fair Credit


MERRILL+ Visa Credit Card

MERRILL+ Visa Credit Card
Terms | More Info

Instant Approval

Credit line may be as high as $250,000

Earn points for everyday purchases and redeem them for a wide variety of merchandise, gift cards and travel experiences. There's no limit to the number of points you can earn or ways to reward yourself.
  • Credit line may be as high as $250,000
  • Anytime, Anywhere, Any Airline air rewards starting at 25,000 points, with no blackout dates.
  • Earn 1 point for every $1 spent on net retail purchases and accrue unlimited Merrill Points.
  • No Annual Fee and low competitive APR (9.99%).
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 1.99%
Intro Period: 12 months
Regular APR: 9.99%
Credit Limit: up to $250,000
Annual Fee: $0
Credit Needed: Fair Credit


Capital One No Hassle Miles Rewards for Travel and Gas

Capital One No Hassle Miles Rewards for Travel and Gas
Terms | More Info

Instant Approval

Gas Rewards Credit Card with Travel Bonus

  • Earn 3 miles per $1 spent on travel and gas
  • Earn 1 mile per $1 for all other purchases
  • No blackout dates or seat restrictions
  • No expiration date and no limit on miles
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: N/A
Intro Period: N/A
Regular APR: 11.4%
Credit Limit: up to $20,000
Annual Fee: $0
Credit Needed: Excellent Credit


Popular Instant Approval Credit Cards for Poor, Bad or No Credit



Capital One Standard Platinum - Credit Needs Improvement

Capital One Standard Platinum
Terms | More Info

Instant Approval

Smart choice if you carry a balance short-term

If you want a card with no annual fee, this is a great choice.
  • 0% on purchases until October 2008
    After that, variable APR, currently 17.8%
  • Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: until October 2008
Regular APR: 17.8%
Credit Limit: up to $3,000
Annual Fee: $0
Credit Needed: Poor Credit OK


Cash Yes MasterCard

Cash Yes MasterCard
Terms | More Info

Instant Approval
Real Credit. Right Now. The Cash Yes MasterCard is the perfect unsecured credit card for those people with a less than perfect credit history or those who are new to credit.
  • Cash advance - Get cash when you need it.
  • Reports monthly to the major credit bureaus.
  • Credit limit increases available.
  • Automated payment plan - Help minimize late fees.
  • Unsecured MasterCard Accepted at millions locations.
  • $370 available credit the moment you get your card.
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $125 (one time)
Monthly Fee: $8
Regular APR: 19.75%
Credit Limit: $675+
Annual Fee: $96
Credit Needed: Bad Credit OK


First PREMIER Bank Platinum MasterCard

First PREMIER Bank Platinum MasterCard
Terms | More Info

Instant Approval

Even if your credit is less than perfect

Here's Your Chance To Apply for A First PREMIER Bank Platinum Credit Card.
  • Monthly reporting to all major credit bureaus.
  • Low APR on purchases.
  • Quality Customer Service.
  • All credit types welcome to apply
  • All applications accepted!
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $29 (one time)
Monthly Fee: $7
Regular APR: 9.9%
Credit Limit: $250+
Annual Fee: $48
Credit Needed: Bad Credit OK


Rewards 660 Visa Card

Rewards 660 Visa Card
Terms | More Info

Instant Approval
Put the power back in your hands. Get a Visa card that rewards you with no fee credit limit increases as often as every 3 months. Fast Online Response.
  • No Fee Credit Limit Increases*
    • $75 Increments
    • As Often as Every 3 Months
    • Automatic Grant Upon Qualification
  • Reports monthly to credit bureaus (TransUnion & Equifax)
  • FREE Online Account Access
  • FREE Online Payments
  • Fast Online Response
  • $300 Starting and $2,000 Maximum Credit Limit
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $97 (one time)
Monthly Fee: $10
Regular APR: 19.92%
Credit Limit: up to $2,000
Annual Fee: $48
Credit Needed: Bad Credit OK


Centennial Gold MasterCard or Gold Visa

Centennial Gold MasterCard or Gold Visa
Terms | More Info

Instant Approval

Decisions in less than 60 seconds!

Less than Perfect Credit? We may be able to help! With a Low APR on Purchases, 24 hour account access by phone and access to online credit education, the time to apply for a Centennial Gold credit card is now! Applying is simple, quick and safe.
  • Reports monthly to 4 Major Credit Bureaus
  • Low APR on purchases!
  • Get the prestige of a GOLD MasterCard or GOLD Visa
  • All applications accepted!
  • All credit types welcome to apply!
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $29 (one time)
Monthly Fee: $7
Regular APR: 9.9%
Credit Limit: $250+
Annual Fee: $48
Credit Needed: Bad Credit OK


Most Popular Instant Approval Credit Cards for Students



Capital One Standard Platinum Card for Students

Capital One Standard Platinum Card for Students
Terms | More Info

Instant Approval
If you have a limited credit history and are starting to establish a credit foundation, this card can help you grow while providing great benefits.
  • 0% APR on purchases until October 2008
    after that, variable APR, currently 17.8%
  • A manageable credit line to help control your finances
  • $0 fraud liability if your card gets lost or stolen
  • Online account services
  • No Annual Fee & No Balance Transfer Fees
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: until October 2008
Regular APR: 17.8%
Credit Limit: up to $3,000
Annual Fee: $0
Credit Needed: Poor Credit OK


NFL Extra Points Visa Credit Card

NFL Extra Points Visa Credit Card
Terms | More Info

Instant Approval

You could go to a future Super Bowl!

  • 0% APR on BT and cash advance for 12 months.
  • $50 NFLshop.com gift card after first transaction.
  • 1 Point for every $1 spent in net retail purchases.
  • Choose a card with your favorite NFL team's logo.
  • Points are redeemable for NFL merchandise, tickets, and VIP passes to NFL experiences.
  • Online account access and Points management.
  • 100% fraud protection
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 12 months
Regular APR: as low as 9.99%
Credit Limit: up to $25,000
Annual Fee: $0
Credit Needed: Fair Credit


Capital One No Hassle Cash Rewards for Students

Capital One No Hassle Cash Rewards for Students
Terms | More Info

Instant Approval

If you have a limited credit history
or past credit problems,
this rewards card is for you.

  • 25% annual bonus on the cash you earn during the year
  • 1% cash back on purchases you make from day one
    After that, variable APR, currently 14.9%
  • No limit on cash back
    and rewards won’t expire for the life of your account
  • 0% APR on purchases until October 2008
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: until October 2008
Regular APR: 14.9%
Credit Limit: up to $3,000
Annual Fee: $29
Credit Needed: Poor Credit OK


Most Popular Instant Approval Credit Cards for Business



Advanta Platinum Business Credit Card with Rewards

Advanta Platinum Business Credit Card with Rewards
Terms | More Info

Instant Approval

No Tax ID Required for Application!

My Card, My Way! The Advanta Platinum with Rewards Card is just that: a card with a 0% Intro APR and a variety of rewards options for you to choose from based on what's best for your business (Cash Back or Travel Rewards).
  • 0% APR for 15 Months on Balance Transfers
    7.99% Fixed APR thereafter
  • 7.99% Variable APR on Purchases
  • Choice of 5% Cash Back or Travel Rewards
  • $0 Fraud Liability
  • Personalized card
    your company name on the top of the card
  • Get employee cards with no fee
    and set spending limits per user
  • No Annual Fee and No Limit on Earnings
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: 15 months
Regular APR: as low as 7.99%
Credit Limit: up to $50,000
Annual Fee: $0
Credit Needed: No Credit OK


Capital One Business Platinum Visa

Capital One Business Platinum Visa
Terms | More Info

Instant Approval
Enjoy a business card designed for new business owners or those that want to build their credit history. This card offers a low 0% introductory APR and a competitive rate after that.
  • 0% APR on purchases until June 2009
  • Free employee cards with spending limits you set
  • Free year-end summary
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Intro APR: 0%
Intro Period: until June 2009
Regular APR: as low as 9.99%(v)
Credit Limit: up to $7,000
Annual Fee: $0
Credit Needed: Limited Credit



* See Credit Card Terms and Conditions for Rates, Fees, Rewards and Other Important Information.



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Free Credit Score & Analysis
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Most Popular Card for Poor Credit
Most popular credit card for poor or no credit. Join millions of happy cardholders. Apply now!

Wal-Mart Gas Rewards Card
Special Financing for 12 months! $100 cash advances when you make a purchase. No Annual Fee.

$3000 Credit Card for Bad Credit
Bad Credit Accepted! Reports to Major Credit Bureaus. No Security Deposit. No Annual Fee!

Credit Card for Very Bad Credit
Great credit card to strengthen your credit. Great customer service. Credit limit increases.

$370 Cash Upon Card Approval
$675+ credit limit. Unsecured credit card. Get a second chance if you have less than a perfect credit.

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