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Rebuild Credit History after Bankruptcy or Divorce Guaranteed Approval Secured Credit Cards.
No Employment Verification. No Credit Checks.

Whether you have no credit or damaged credit, secured credit cards are a good tool for building a good credit history.
If you have never had a credit card, a good first step in establishing good credit is applying for a secured credit card.
If your credit history is damaged (after divorce or bankruptcy), you may only be able to qualify for a secured credit card.
If poor spending habits were part of the cause for bad credit, then a secured credit card will help keep spending in check.

FREE Credit Score & FREE Credit Analysis before applying for credit card

Advantages of secured credit cards
Accepted anywhere just like unsecured cards (Hotels, Car Rentals etc).
Reports to all 3 Credit Agencies (Experian, Equifax, and TransUnion).
No Credit Check. Guaranteed approval regardless of credit history.
No Employment Verification. Establish credit history.
Rebuild credit history after bankruptcy or divorce.
Preset limit cannot be exceeded.

Related Credit Cards Offers
- Poor, Bad or No Credit OK! Easy Approval Unsecured Credit Cards
- No Minimum Income, No Co-signer Required! Credit Cards for Students
- No SSN, No Bank Account Needed! Prepaid Credit Cards

Best Guaranteed Approval Credit Cards to Rebuild Credit History



Ultra VX Visa Secured Credit Card

Ultra VX Visa Card
Terms | More Info

Now anyone can qualify for a credit card with UltraVX Visa. It's the only card featuring Credit-On-Demand* which allows you to grow your credit line up to $25,000. Instant approval (no credit check, no minimum income, no bank account required), reports to the major credit bureaus. Clear Rewards you earn 1 point for each $1 spent, redeem points for Southwest Airlines, American Airlines, jetblue, Marriot, and more with no restrictions. give yourself some credit with UltraVX.
    Instant Approval
  • Credit-On Demand: up to $25,000 credit line
  • Instant Approval: no credit check, no minimum income and no bank account required
  • Credit Reporting: reports to all major credit bureaus
  • Clear Rewards: American Airlines, Southwest, jetBlue, Marriot, and more no restrictions!
  • Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
  • No Annual Fee
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $29.95 (one time)
Monthly Fee: $6.95
Regular APR: 14.7%
Credit Limit: up to $25,000
Annual Fee: $0
Credit Needed: Any Credit OK


Orchard Bank Low APR MasterCards

Orchard Bank Low APR MasterCard
Terms | More Info

The Orchard Bank Low APR Cards come with an amazing 8.9% variable purchase APR, and are designed for people seeking to rebuild their credit. They also come with great benefits that fit the needs of managing an account easily.
    Instant Approval
  • 8.9% variable purchase APR on all cards
  • Free standard Online Bill Pay, no matter how often you use it
  • Your choice of payment due dates to make paying your bill on time easier with online enrollment
  • Email or text message alerts to remind you of your available balance and upcoming payment due date with online enrollment
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $0 - $49
Monthly Fee: $5 - $8
Regular APR: 8.9%
Credit Limit: $300 - $5,000
Annual Fee: $48 - $96
Credit Needed: Any Credit OK


New Millennium Bank Black Diamond Secured Visa and Secured MasterCard

New Millennium Bank Black Diamond Secured Mastercard
New Millennium Bank Black Diamond Secured Visa
Terms | More Info

Approved regardless of credit history

NewMillennium Bank has guaranteed your credit approval for up to $10,000* (with both cards) in secured credit! Build or rebuild your credit the SMART way with a NMB Secured Black Diamond Visa or Mastercard credit card!
    Instant Approval
  • No credit check
  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $99.95
Minimum Deposit: $300
Regular APR: 19.5%
Credit Limit: $10,000 (both cards)
Annual Fee: $59
Credit Needed: Any Credit OK


New Millennium Bank Platinum Secured Visa and Secured MasterCard

New Millennium Bank Platinum Secured Mastercard
New Millennium Bank Platinum Secured Visa
Terms | More Info

You have been approved for a secured Platinum Visa and a Platinum Mastercard with a total credit limit of $10,000** (with both cards) in secured credit! You get the benefits of Platinum status: emergency cash transfers, free $150,000 accident insurance, free auto rental insurance, free extended warranty protection.
    Instant Approval
  • Guaranteed Issue
  • No Credit Check
  • Complimentary Online Services For Account Management And Payments
  • Be Approved Regardless Of Income Or Credit History
  • Reports To The Three Major Credit Bureaus
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $99.95
Minimum Deposit: $300
Regular APR: 19.5%
Credit Limit: $10,000 (both cards)
Annual Fee: $59
Credit Needed: Any Credit OK


New Millennium Bank Gold Secured Visa and Secured MasterCard

New Millennium Bank Gold Secured Mastercard
New Millennium Bank Gold Secured Visa
Terms | More Info

Credit limits up to $10,000

New Millennium Bank has guaranteed your credit approval for up to $10,000* (with both cards) in secured credit! Build or rebuild your credit the SMART way with a NMB Secured Gold Visa or Mastercard credit card!
    Instant Approval
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Approved regardless of credit history
  • No credit check
  • Get cash at over 740,000 ATMs
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $99.95
Minimum Deposit: $300
Regular APR: 19.5%
Credit Limit: $10,000 (both cards)
Annual Fee: $59
Credit Needed: Any Credit OK


Centennial Secured MasterCard

Centennial Secured MasterCard
Terms | More Info

All journeys no matter how long, begin with a first step. Centennial knows that getting credit can be challenging. Start your journey with a secured Centennial MasterCard. Applying is simple, quick and safe.
    Instant Approval
  • Reports Monthly to 4 Major Credit Bureaus
  • 24 Hour Account Access by Phone
   Credit Card Fees, Rates, Costs and Limitations
  Additional Card: $20
Monthly Fee: $0
Regular APR: 19.9%
Credit Limit: $200 - $5,000
Annual Fee: $69
Credit Needed: Any Credit OK


First PREMIER Bank Secured MasterCard

First PREMIER Bank Secured MasterCard
Terms | More Info

Join more than 3 million cardholders

Apply now for a credit card for those with less than perfect credit. Join the more than 3 million cardholders who have experienced the satisfaction of a First PREMIER Bank credit card. Apply now, it is quick and easy.
    Instant Approval
  • A Credit Card for Those With Less Than Perfect Credit
  • Monthly reporting to 4 major credit bureaus
  • Quality Customer Service
   Credit Card Fees, Rates, Costs and Limitations
  Additional Card: $20
Monthly Fee: $0
Regular APR: 19.9%
Credit Limit: $200 - 5,000
Annual Fee: $69
Credit Needed: Any Credit OK


Bank of America Secured Visa Platinum Card

Bank of America Secured Visa Platinum Card
Terms | More Info

Start building a solid credit history

    Instant Approval
  • Credit Lines available from $300 to $10,000
  • Build or reestablish your credit
  • Set your own credit limit
  • Travel and emergency assistance*
  • Automatic auto rental insurance*
  • Purchase Replacement*
  • Purchase Guard*
  • Card issued by FIA Card Services, N.A.
   Credit Card Fees, Rates, Costs and Limitations
  Setup Fee: $0
Monthly Fee: $0
Regular APR: 15.99%
Credit Limit: $300 - $10,000
Annual Fee: $29
Credit Needed: Any Credit OK



* See Credit Card Terms and Conditions for Rates, Fees, Rewards and Other Important Information.



Rebuild Credit History after Bankruptcy or Divorce
Getting credit is difficult if you don't have any. Many lenders will attempt to look at your credit report to determine whether or not you qualify for a loan. If you don't have a credit history, they may not take the risk of lending you money. Getting a car, house, or job will often require a credit check. The most common method to start your credit history anew after bankruptcy or divorce is to get a secured credit card. This type of card is secured by using the money you deposit in the account. The money will stay in the account as long as you use the card. The card will have a balance limit on it which will not be more than the deposit you made. Once you have made a deposit into the account, you will be able to use the card just as you would with any credit card. Secured credit cards are secure for both the lender and the borrower.

Find Credit Card for You



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Free Credit Score & Analysis
Do not stop with FREE credit score, go on fix errors and improve your credit score. Then lock your credit reports. FREE!

Secured Credit Card with Reward
Clear Rewards: American Airlines, Southwest, jetBlue, Marriot, and more no restrictions!

Low APR Secured Credit Cards
Best secured credit card for bad credit just got better! 8.9% APR - instant online decision.

Guaranteed Approval Credit Card
Instant Visa & Mastercard for Very Bad Credit or No Credit at All. Start Building Credit History!

Need Secured Credit Card Now?
Try First PREMIER Bank Secured MasterCard. Ugly Credit OK. Low Interest Rate. Instant Approval!

Bank of America Bad Credit Visa
Poor, Bad or No Credit all approved! Apply for up to $10,000 limit secured credit card today.

Guaranteed Approval Secured Credit Cards - New Millennium Bank Platinum Secured Visa or Secured Mastercard

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